Asset Management

Asset Management – Your investor profile, our mandate to manage your portfolio

Our investment ideas and investment decisions are considering the personal investor-profile, risk-ability and investment horizon for every client. Once the client’s strategy has been evaluated in terms of asset allocation (proportions of the portfolio in equities, fixed Income, alternative investments, commodities etc.) we take over all investment decisions while keeping the allocation and strategy in line with the client’s profile.

The decision taken for any of our investments and ideas is fully adapted to the client’s asset allocation and risk-profile. It is a discretionary management of clients’ assets based on their investor profile, which has been evaluated together with us, considering all relevant financial and personal characteristics of any client.

We intend to protectively and consciously grow the portfolios and make client’s comfortably rely on our expertise and professional experience. Our methodical investment approach and strategies are shaped to enhance every source of knowledge in our team and expertise in the market to protectively enhance the value of the portfolios managed as a sustainable business through market cycles and changing demands. We aim to recognize economic and political developments, identify risks quickly and determine opportunities at the right time.

Protection and risk-controlled growth of capital is key to most of our sophisticated clients and is incorporated in all our processes and decision-making.

We strive to create and protect financial values by optimizing the balance between risk and return and adapting to a highly complex and fast changing macro- and socioeconomic environment.
Our investment strategy is designed to generate well-diversified and soundly balanced portfolios in order to sustainably maximize long-term risk-adjusted-returns.

Investment process:

• Structure:
  Asset allocation (strategically & tactically, individualized based on client’s investor- and risk-profile, adapted to long-term financial goals)
• Diversification:
  Reducing risk (across all asset classes incl. alternative and direct investments).
• Efficiency:
  Sensitive selection of best in class low cost financial instruments.
• Protection:
  Hedging of your investment by protecting your buying power in the future via Inflation- and FX-hedging.
• Controlling:
  Adaption to market dynamics and rebalancing of the portfolio.

Personalized Strategies

Our investment-strategies are individualized and shaped to meet our client’s expectations and personal investment-appetite and -horizon and cope with their ability to take risk and participate in market opportunities with a view on your holistic wealth situation and future development plans.
We manage our clients’ assets in a way they do not have to bother or worry about their investments and its impact on their overall wealth. We understand that bankable assets are savings and need to be protected while having a plausible, realistic and risk-adjusted upside for performance.
Offering several Strategies in our mandates we mainly distinguish between Income – Balanced – Growth – and Equity only oriented Portfolio structures.

Independent decision-making

As an independent advisor and asset-manager we focus on capital market and financial -products that are best in class, cost-efficient and of high quality in terms of liquidity, counterparty risk and market soundness.

Our client’s financial performance and a long-standing and successful relationship are our highest priority. This intrinsically makes us independent in taking investment decisions and striving for best execution, acting always for our client’s best interest.

We absolutely focus on achieving risk-adjusted returns without any preferences for financial products that are not best in class or issued by institutions preferred. There is no conflict of interest in choosing financial instruments or products that might be issued by a specific institution or bank. We are independent architects in building your portfolio in an open architecture setup that is made to suit your needs and investor characteristics.

Sustainable & long-term approach

Key to any successful Portfolio Management is a sustainable approach to any investments made, taking into consideration long-term expected developments and future political, social- and economic changes. Our sustainable long-term oriented view on markets and global socio-economic developments combined with our client’s personal long-term growth and protection plans leads to selective investments in what we call a “future client fit” approach. We do not trade for our client’s if it is not for rebalancing their portfolio in order to keep the asset allocation steady or for risk adjustments or changes in their risk-profile and -ability.

Private Equity & Real Estate Investments

Next to asset classes trading on exchanges we focus on direct investments as well if it fits a client’s strategy and risk-profile or personal and professional preferences.
While these investments in private equity, start-ups or real estate often are not treated as “bankable” assets due to their off-bank-booking-centre character lots of financial institutions do not treat them as valuable addition to portfolios, as they are not deposited in house.
With us this conflict of interest, which is never in favour of the client, is not existing. Any direct investment of interest for a client is executed immediately and without any biased incentives.